The average VA Interest Rate Reduction Refinance Loan (IRRRL) amount in Idaho during the fourth quarter of fiscal year 2025 was $444,321, according to the Veterans Affairs Home Loans Index.
The average VA IRRRL amount in Idaho for the third quarter of 2025 was $440,159, reflecting an increase of approximately 0.9% from the previous quarter.
The VA assists service members, veterans and eligible surviving spouses to achieve homeownership through loans provided by banks and mortgage companies.
A portion of the loan is guaranteed by the VA, which allows the lender to provide better rates.
Several VA housing programs can help eligible individuals buy, build, or repair their homes. These include Purchase Loans, Interest Rate Reduction Refinance Loans (IRRRL), and Adapted Housing Grants, which are designed for veterans with service-connected disabilities.
The VA’s fiscal year stretches from Oct. 1 to Sept. 30.
Information in this article was obtained from the Veterans Affairs Home Loans Index. The source data can be found here.
